Most £1m–£10m platforms unknowingly lose 0.5–2% of revenue to Stripe configuration drift.
On £5m annual revenue, this represents £25,000–£100,000 in silent exposure. We provide an independent, operator-led audit to quantify leakage and verify financial controls.
10–14 Days
Engagement Length
Read-Only
Restricted API Access
Board-Ready
Quantified PDF Report
Stripe is a commercial control surface, not just infrastructure.
In most scaling platforms, Stripe is owned by engineering but relied upon by finance. This disconnect leads to "configuration drift" — where organic growth masks compounding inefficiencies in retry logic, fee structures, and reconciliation.
Finance teams rarely have the tools or independent oversight required to audit the operational integrity of their primary revenue engine.
- Failed-payment retry inefficiency 18.4%
- Blended fee uplift (misconfiguration) 0.7%
- Dispute win-rate (below benchmark) 42%
- Annualised recoverable margin £86k
- Refund control gaps Material
A disciplined review of margin integrity.
Our Stripe Operations & Margin Audit is a structured technical and financial assessment. We do not offer marketing advice or growth consulting. We provide a board-ready report quantifying exactly where your margin is leaking.
Focus Areas
- Revenue Recovery: Benchmarking dunning effectiveness and retry logic.
- Fee Efficiency: Identifying interchange and scheme fee leakage.
- Control Integrity: Auditing refund policies and reconciliation gaps.
- Financial Exposure: Quantifying silent margin bleed for board reporting.
A 14-day structured process.
Intro Call
30-minute confidential call to discuss setup and goals.
Read-Only Access
Provision of restricted, read-only API access to Stripe.
Margin Analysis
10–14 day review of configuration and data drift.
Board Report
Delivery of quantified exposure and recovery roadmap.
Is this for you?
We work with leadership teams who prioritise financial precision and operational control. This audit is designed for platforms at scale.
- Annual processing volume >£1m
- UK-based SaaS, Marketplace, or Subscription model
- Stripe is your primary payment processor
- CFO or COO-level requirement for margin visibility
A single, transparent fee that ensures absolute independence. We take no revenue share or incentives from providers.
Book Intro CallBuilt by senior fintech infrastructure operators with experience in regulated embedded finance environments. We understand the technical reality of payment rails and the financial rigor required at the board level.